Consolidate debt into one monthly payment

Consumer Proposals are a great way to avoid bankruptcy and settle your debts once and for all, and they’re just that: A Proposal. You propose a settlement to your creditors, and if a majority of your creditors approve your offer then your debts are erased after making the proposed payments. It costs nothing to file, as we never charge up-front fees.

A Consumer Proposal is worth considering if you:

  • Can’t repay your debt on your own, but
  • Have the means to afford a partial repayment of your debt
  • Have a source of steady income

How can a consumer proposal help?

  • Pay up to 70% less than what you owe
  • Stop collection calls and garnishments
  • Stop interest on debt from accumulating
  • Avoid bankruptcy
  • Retain your assets

Need help fixing your debt problems?

Steve Welker & Company can help put you back in control of your debt and on track to financial security.